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The Exchange. Loft Living.

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Photo gallery for The Exchange. Loft Living.

A bar area with a wooden ceiling and bar stools.
Book a Private Room @ Wheat Penny
A modern living room with a grey sectional sofa, a wooden coffee table, and a dining area with a round table and chairs.
A building entrance with a wooden door, a mailbox, and a bench outside.
A modern kitchen with a central island, bar stools, and a seating area with a sofa and a plant.

Reviews

9.8 out of 10
Exceptional

Entire apartment

2 bedrooms2 bathrooms1000 sq ft

Popular amenities

  • Kitchen
  • Washer
  • Dryer
  • Pet friendly
  • Air conditioning
  • Parking available

Explore the area

View in a map
Effingham, IL
  • Place, Effingham County Courthouse
    ‪2 min walk‬
  • Place, Bliss Park
    ‪11 min walk‬
  • Place, Village Square Mall
    ‪2 min drive‬

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About the neighborhood

Effingham

Located within a 5-minute walk of Effingham County Courthouse, this apartment is within a 15-minute stroll of HSHS St. Anthony's Memorial Hospital. The apartment includes a kitchen, a dining area, and a refrigerator.
View more Apartments in EffinghamOpens in a new window

What's nearby

  • Effingham County Courthouse - 2 min walk - 0.1 miles
  • Bliss Park - 11 min walk - 0.6 miles
  • Village Square Mall - 2 min drive - 1.8 miles
  • Effingham Performance Center - 4 min drive - 2.8 miles
  • Lake Sara - 10 min drive - 7.3 miles

Getting around

  • Effingham Station - 8 min walk

Restaurants

  • ‪Dairy Queen - ‬2 min drive
  • ‪McDonald's - ‬5 min drive
  • ‪Gabby Goat American Pub & Grill - ‬7 min walk
  • ‪Golden Corral - ‬6 min drive
  • ‪Niemerg's Steakhouse - ‬20 min walk

About this property

The Exchange. Loft Living.

Industrial modern loft located in the heart of downtown Effingham! Don't miss our destination speakeasy just two floors below for amazing bites and the best cocktails in town! Walking distance to several downtown restaurants and our local coffee shop! Who needs a car?

Two bedrooms and two baths with queen beds, full kitchen, laundry, high speed wifi, and a 55" smart TV (we provide HBO Max, Disney+, & Hulu).

If you are working while you're visiting us, we have designed an inspired shared office space downstairs, just inquire with us so you can be your most productive and then spend more time relaxing!



We love to host and would love for you to stay with us! Kids, pets, and babies are welcome also! Just be prepared for the stairs in this historic building.
The apartment is air-conditioned and features a kitchen and 2 bathrooms, and there's space to spread out with 2 bedrooms and a dining area. Other standard amenities include a washing machine and a coffee maker.

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Property amenities

Beach

  • Beach towels

Internet

  • Available in the apartment: WiFi

Parking and transportation

  • Parking on site

Kitchen

  • Coffee/tea maker
  • Cookware, dishware, and utensils
  • Refrigerator
  • Stovetop

Bedrooms

  • 2 bedrooms
  • Bedsheets provided

Bathroom

  • 2 bathrooms
  • Hair dryer
  • Towels provided

Living spaces

  • Living room
  • Separate dining area

Laundry

  • Laundry facilities
  • Washing machine

Comfort

  • Air conditioning
  • Heating

Pets

  • Pet friendly
  • Welcoming cats and dogs only
  • One pet total (up to 218 lbs per pet)

Suitability/Accessibility

  • Smoking not allowed

Location highlights

  • In the city center

Safety features

  • Carbon monoxide detector (host has indicated there is a carbon monoxide detector on the property)
  • Smoke detector (host has indicated there is a smoke detector on the property)
  • Fire extinguisher
  • First aid kit

General

  • Unit size: 1,000 square feet

Policies

Check-in

Check-in time starts at 4:00 PM
Minimum check-in age: 25

Check-out

Check-out before 10:00 AM

Special check-in instructions

You will receive an email from the host with check-in and check-out instructions
Information provided by the property may be translated using automated translation tools

Pets

  • This property welcomes pets
  • Dogs and cats only
  • 1 total (218 lbs is the maximum weight per pet)
  • Service animals exempt from fees

Children and extra beds

Children allowed: ages 0-17

Events

No events allowed

Smoking

Smoking is not permitted

Important information

You need to know

Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card, or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
Onsite parties or group events are strictly prohibited
Host has indicated there is a carbon monoxide detector on the property
Host has indicated there is a smoke detector on the property
Safety features at this property include a fire extinguisher and a first aid kit
This property is managed through our partner, Vrbo. You will receive an email from Vrbo with a link to a Vrbo account, where you can change or cancel your reservation
  • Check-in: 4:00 PM
  • Check-out: 10:00 AM
  • Minimum check-in age: 25

We should mention

Details about charges, deposits, or other important information:

  • This property is managed by a professional host. The provision of housing is linked to their trade, business, or profession.
  • Charges for extra guests may apply and vary depending on the property's policy.
  • A cash deposit, credit card, or debit card for incidental charges, as well as a government-issued photo ID, may be required at check-in.
  • Special requests are subject to availability at the time of check-in and can't be guaranteed. Certain requests may come with additional charges.
  • Onsite parties or group events are strictly prohibited.
  • Onsite safety features include a carbon monoxide detector, a fire extinguisher, a smoke detector, and a first aid kit.

Property is also known as

678118

Frequently asked questions

What is there to do around this apartment?

This apartment is located in Effingham within a short 10-minute walk of Bliss Park. You'll also find Cross at the Crossroads and Effingham Performance Center within a short drive.

How much does it cost to stay at The Exchange. Loft Living.?

As of Oct 12, 2026, prices found for a 1-night stay for 2 adults at The Exchange. Loft Living. on Nov 1, 2026 start from $219, including taxes and fees. This price is based on the lowest nightly price found in the last 24 hours for stays in the next 30 days. Prices are subject to change. Choose your dates for more accurate prices.

Is parking available on site at The Exchange. Loft Living.?

No, this apartment doesn't offer parking.

Is this apartment associated with a casino?

No, this apartment is not connected to a casino.

Will I find an indoor pool at this apartment?

No, there is no indoor pool at this apartment.

Is The Exchange. Loft Living. good for couples?

Amenities at this apartment that appeal to couples include a kitchen in each apartment with a kitchen in some.

Are there hot tubs at The Exchange. Loft Living.?

No, this apartment doesn't have a spa tub.

Does this apartment offer breakfast?

No, this apartment doesn't offer breakfast.

Will this apartment allow pets to stay for free?

Although cats and dogs can't stay for free, they are welcome at this apartment.

Are there connecting rooms at The Exchange. Loft Living.?

No, there aren't connecting guestrooms at this apartment.

Are there rooms with balconies that I can book at The Exchange. Loft Living.?

No, you won't find apartments with balconies at The Exchange. Loft Living..

The Exchange. Loft Living. Reviews

Reviews

9.8

Exceptional

Rating 10 - Excellent. 5 out of 6 reviews
Rating 8 - Good. 1 out of 6 reviews
Rating 6 - Okay. 0 out of 6 reviews
Rating 4 - Poor. 0 out of 6 reviews
Rating 2 - Terrible. 0 out of 6 reviews

9.8/10

Cleanliness

Reviews

Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
Wonderful stay! Second time we've stayed with them & it's great!
Stayed 3 nights in Jan 2026
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
This property was a little larger than the pictures made it look (in our opinion). It was clean and met all of our needs. We would definitely consider coming back in the future if traveling through Effingham again.
Stayed 1 night in Jun 2026
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great place to stay

Very convenient location, Very cosy and stylish apartment, with a big variety of things to do (f.e. games, the arcade machines were great!). But also nice shops and restaurants in walking distance to explore, very quiet at night.
Stayed 4 nights in Apr 2025
Verified review

8/10 Good

Liked: Cleanliness, check-in, communication, location, listing accuracy
Check in process was smooth, making it stress free and fast!!! Walking around down town for food and fun was very enjoyable!!! Wheat Penny was 10/10 minus a few loud people that spoiled the mood. Water pressure in the shower not great and would be helpful if there was a mirror above the desks as those could double as an area to get ready in the am to free up bathroom space. The building is beautiful!!!! Loved the video games!!!
Stayed 2 nights in Mar 2026
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy

Beautiful place

The pictures are nice, but the place is so much more beautiful in person. The only con I can come up with is the 25 stairs you must go up. With luggage its cumbersome. The place however is nicely placed directly downtown and within walking distance to shopping, restaurants and pubs. The rental is well stocked and very clean. Easy rental all the way around.
Stayed 2 nights in Feb 2025
Verified review

10/10 Excellent

Liked: Cleanliness, check-in, communication, location, listing accuracy
Stayed 3 nights in Mar 2025