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The Exchange. Big Luxury Loft, XCHNG. Modern Loft in the heart of Effingham.

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A spacious kitchen with a large island, exposed brick walls, and large windows offering views of the city.
A bar area with a wooden ceiling, bar stools, and shelves with bottles.
A modern kitchen with stainless steel appliances, a bar area with stools, and a seating area with a round table and chairs.
A spacious room with a large granite countertop, a television mounted on the brick wall, and a seating area with a sofa and chairs.
A modern kitchen with a large island, stainless steel appliances, and exposed brick walls.

Reviews

10 out of 10
Exceptional

Entire apartment

3 bedrooms2 bathroomsSleeps 81500 sq ft

Popular amenities

  • Kitchen
  • Washer
  • Dryer
  • Pet friendly
  • Air conditioning
  • Parking available

Explore the area

View in a map
Effingham, IL
  • Place, Effingham County Courthouse
    ‪2 min walk‬
  • Place, Bliss Park
    ‪11 min walk‬
  • Place, Village Square Mall
    ‪2 min drive‬

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About the neighborhood

Effingham

Located within a 5-minute walk of Effingham County Courthouse, this apartment is within a 15-minute stroll of HSHS St. Anthony's Memorial Hospital. The apartment includes a kitchen, a fireplace, and a sofa bed.
View more Apartments in EffinghamOpens in a new window

What's nearby

  • Effingham County Courthouse - 2 min walk - 0.1 miles
  • Bliss Park - 11 min walk - 0.6 miles
  • Village Square Mall - 2 min drive - 1.8 miles
  • Effingham Performance Center - 4 min drive - 2.4 miles
  • Lake Sara - 10 min drive - 6.9 miles

Getting around

  • Effingham Station - 8 min walk

Restaurants

  • ‪Casey's General Store - ‬16 min walk
  • ‪Dairy Queen - ‬2 min drive
  • ‪Golden Corral - ‬6 min drive
  • ‪Gabby Goat American Pub & Grill - ‬7 min walk
  • ‪Popeyes Louisiana Kitchen - ‬4 min drive

About this property

The Exchange. Big Luxury Loft, XCHNG. Modern Loft in the heart of Effingham.

Industrial modern loft located on Jefferson Street in the heart of historic downtown Effingham. Walk to the coffee shop in the morning, hit some trendy boutiques in the afternoon, and walk just downstairs to sample great cuisine and cocktails in the evening. Everything you need for an unforgettable overnight or weekend stay!

270 degree views of downtown with expansive windows, 2 full baths and 2 bedrooms with KING beds in both. A pullout queen couch and twin bunk beds make it possible to sleep 8!

Work from home? We have 2 desks and fast Wifi so you can be productive on your trip.

**BUSINESS PROFESSIONALS: Our lofts are located above a coworking space in downtown Effingham, ask us about an office pass when you stay with us!

Parking in lot right behind the building. Downtown is super safe for walking around at all hours. The location is very walkable to everywhere in Effingham and is a 5 minute drive to pretty much anywhere you want to go in town.

We designed the space to be cozy and modern. The big windows and views of downtown will lift your spirits. The friendly people in Effingham are second to none and will treat you well everywhere you go!

We have an amazing coffee shop just down the street to kick your morning off right and so much more to offer. Take a walk on the Trec Trail, swim at the beautiful beach at Lake Sara in the summer time (or take your kids to their brand new playgrounds), disc golf at one of the best 18 hole courses in the state, and more! This spot is great for visitors and locals alike! Live the downtown dream for a weekend!

Just a heads up as we try to make every stay perfect, this building is OLD and has its own quirks (like stairs!). We encourage you to embrace them and we're sure you'll have a wonderful stay.
The apartment is air-conditioned and features a kitchen and 2 bathrooms, and there's space to spread out with 3 bedrooms and a dining area. Other standard amenities include a washing machine, a fireplace, and a sofa bed.

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Property amenities

Internet

  • Available in the apartment: WiFi

Parking and transportation

  • Parking on site

Kitchen

  • Coffee/tea maker
  • Cookware, dishware, and utensils
  • Dishwasher
  • Microwave
  • Oven
  • Refrigerator
  • Stovetop
  • Toaster

Bedrooms

  • 3 bedrooms
  • Bedsheets provided
  • Sofa bed

Bathroom

  • 2 bathrooms
  • Hair dryer

Living spaces

  • Fireplace
  • Living room
  • Separate dining area

Entertainment

  • TV

Laundry

  • Laundry facilities
  • Washing machine

Work spaces

  • Desk

Comfort

  • Air conditioning
  • Heating

Pets

  • Pet friendly

Suitability/Accessibility

  • Smoking not allowed

Services and conveniences

  • Iron/ironing board

Location highlights

  • In the city center

Safety features

  • Carbon monoxide detector (host has indicated there is a carbon monoxide detector on the property)
  • Smoke detector (host has indicated there is a smoke detector on the property)
  • First aid kit
  • Fire extinguisher

General

  • Unit size: 1,500 square feet

Policies

Check-in

Check-in time starts at 4:00 PM
Minimum check-in age: 25

Check-out

Check-out before 10:00 AM

Special check-in instructions

You will receive an email from the host with check-in and check-out instructions
Information provided by the property may be translated using automated translation tools

Pets

  • This property welcomes pets
  • Service animals exempt from fees

Children and extra beds

Children allowed: ages 0-17

Events

No events allowed

Smoking

Smoking is not permitted

Important information

You need to know

Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card, or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
Onsite parties or group events are strictly prohibited
Host has indicated there is a carbon monoxide detector on the property
Host has indicated there is a smoke detector on the property
Safety features at this property include a fire extinguisher and a first aid kit
This property is managed through our partner, Vrbo. You will receive an email from Vrbo with a link to a Vrbo account, where you can change or cancel your reservation
  • Check-in: 4:00 PM
  • Check-out: 10:00 AM
  • Minimum check-in age: 25

We should mention

Details about charges, deposits, or other important information:

  • This property is managed by a professional host. The provision of housing is linked to their trade, business, or profession.
  • Charges for extra guests may apply and vary depending on the property's policy.
  • A cash deposit, credit card, or debit card for incidental charges, as well as a government-issued photo ID, may be required at check-in.
  • Special requests are subject to availability at the time of check-in and can't be guaranteed. Certain requests may come with additional charges.
  • Onsite parties or group events are strictly prohibited.
  • Onsite safety features include a carbon monoxide detector, a fire extinguisher, a smoke detector, and a first aid kit.

Property is also known as

548278

Frequently asked questions

What is there to do within easy reach of this apartment?

This apartment is located in Effingham within a short 10-minute walk of Bliss Park. You'll also find Effingham Performance Center and Mid America Motorworks, My Garage Museum within a short drive.

How much does it cost to stay at The Exchange. Big Luxury Loft, XCHNG. Modern Loft in the heart of Effingham. ?

As of Jul 12, 2026, prices found for a 1-night stay for 2 adults at The Exchange. Big Luxury Loft, XCHNG. Modern Loft in the heart of Effingham. on Jul 20, 2026 start from $359, including taxes and fees. This price is based on the lowest nightly price found in the last 24 hours for stays in the next 30 days. Prices are subject to change. Choose your dates for more accurate prices.

Will I be able to park at The Exchange. Big Luxury Loft, XCHNG. Modern Loft in the heart of Effingham. ?

No, this apartment doesn't offer parking.

Is this apartment associated with a casino?

No, this apartment is not connected to a casino.

Is there an indoor pool at this apartment?

No, there is no indoor pool at this apartment.

Is The Exchange. Big Luxury Loft, XCHNG. Modern Loft in the heart of Effingham. good for couples?

Couples will appreciate amenities at this apartment, including a fireplace and a kitchen in each apartment and a fireplace in some.

Does The Exchange. Big Luxury Loft, XCHNG. Modern Loft in the heart of Effingham. have a hot tub?

No, there isn't a spa tub at this apartment.

Does this apartment offer breakfast?

No, this apartment doesn't offer breakfast.

Will this apartment allow pets to stay free of charge?

Although pets can't stay for free, they are welcome at this apartment.

Does The Exchange. Big Luxury Loft, XCHNG. Modern Loft in the heart of Effingham. have connecting rooms available?

No, there aren't connecting guestrooms at this apartment.

Can I book a room with a balcony at The Exchange. Big Luxury Loft, XCHNG. Modern Loft in the heart of Effingham. ?

No, you won't find apartments with balconies at The Exchange. Big Luxury Loft, XCHNG. Modern Loft in the heart of Effingham. .

The Exchange. Big Luxury Loft, XCHNG. Modern Loft in the heart of Effingham. Reviews

Reviews

10

Exceptional

Rating 10 - Excellent. 24 out of 24 reviews
Rating 8 - Good. 0 out of 24 reviews
Rating 6 - Okay. 0 out of 24 reviews
Rating 4 - Poor. 0 out of 24 reviews
Rating 2 - Terrible. 0 out of 24 reviews

10/10

Cleanliness

Reviews

Verified

10/10 Excellent

BK5000

Liked: Cleanliness, check-in, communication, location, listing accuracy
Place is super nice, very close to everything in town
Stayed 1 night in Mar 2026
Verified

10/10 Excellent

Brian K.

Liked: Cleanliness, check-in, communication, location, listing accuracy
Amazing communication, cleanliness and location! Will definitely bring the family back for the next stay.
Stayed 1 night in Feb 2026
Verified

10/10 Excellent

Michelle K.

Liked: Cleanliness, check-in, communication, location, listing accuracy
The place was fantastic and the host was very responsive. Would definitely stay here again!
Stayed 2 nights in Feb 2026
Verified

10/10 Excellent

Cole F.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great Stay

We stayed here to attend a conference in Effingham, great location and the owners were very responsive and easy to work with.
Stayed 2 nights in Feb 2025
Verified

10/10 Excellent

Maria E.

Liked: Cleanliness, check-in, communication, location, listing accuracy
All went very well. Thank you!
Stayed 1 night in Apr 2026
Verified

10/10 Excellent

Marie B.

Liked: Cleanliness, check-in, communication, location, listing accuracy
We literally were able to walk to all the things, shopping, drinks and food. We are already planning to come back.
Stayed 2 nights in Nov 2025
Verified

10/10 Excellent

Scotty L.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Very nice loft apartment!!!

We will absolutely stay here again when in the area. One of the nicer places we have rented.
Stayed 2 nights in Mar 2025
Verified

10/10 Excellent

Sherri J.

Liked: Cleanliness, check-in, communication, location, listing accuracy
What a beautiful loft—this place truly has everything you could want and need. We loved the view it offers, and the location couldn’t be better. There are plenty of great places nearby to eat and drink. The host was very accommodating and always responded to our questions promptly. I would absolutely return and look forward to staying here again.
Stayed 2 nights in Jan 2026
Verified

10/10 Excellent

Melinda S.

Liked: Cleanliness, check-in, communication, location, listing accuracy
This place is amazing! Everything you could possibly need during your stay. So easy to walk to great shops and restaurants. Property owners are wonderful too!
Stayed 2 nights in Aug 2025
Verified

10/10 Excellent

Joni W.

Liked: Cleanliness, check-in, location, listing accuracy

Girls 40th bday getaway

We had a nice stay with beautiful accommodations. Effingham is a cute town with lots to offer.
Stayed 2 nights in Oct 2024
Verified

10/10 Excellent

Lisa G.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Girls weekend

Very nice atmosphere! We felt very safe and a great location in downtown Effingham. We will definitely be staying here again!
Stayed 2 nights in Feb 2025
Verified

10/10 Excellent

Carolyn G.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Recent Stay

Beautiful place! Thank you so much for sharing it!
Stayed 2 nights in Jun 2025
Verified

10/10 Excellent

Eric M.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great place and owners

The space was great and the location is perfect. The owners are very accommodating and respond quickly and worked with us on requests. Will go there again when we are in town next.
Stayed 1 night in Sep 2024
Verified

10/10 Excellent

Jessica

Liked: Cleanliness, check-in, communication, location, listing accuracy

Wedding Dress Shopping

We had a great stay,super fun place to stay!! Perfect location for us!! Would highly recommended!!
Stayed 2 nights in Feb 2024
Verified

10/10 Excellent

Briana J.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Awesome!

It was a great place with access to downtown and some fun places to eat.
Stayed 4 nights in May 2024
Verified

10/10 Excellent

Judy B.

Liked: Cleanliness, check-in, communication, location, listing accuracy
Clean, really close to the job we were working on. Loved the small stores and places to eat being within walking distance. We have reserved it again.
Stayed 4 nights in Jun 2025
Verified

10/10 Excellent

Ann L.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Spot on!

We stayed the weekend while visiting family on Lake Sara. We loved the downtown vibe and the property was exactly as described, more than enough space for 5 adults. Close to coffee, restaurants, bars and even a farmer’s market. We loved the special touches, the cleanliness and coziness. It was a pleasure working with Megan and Michael, thank you for speedy responses and awesome accommodations!Ann
Stayed 4 nights in Jul 2025
Verified

10/10 Excellent

Jen P.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Great apartment for holiday with family

Me and my adult siblings stayed here while the kiddos slept at grandma's house about 15 minutes away. This was a great apartment for us to return to every night after spending the days with our mom and the kids. Loved that the table expanded to seat all 6 of us for playing games and grabbing breakfast. Very well appointed with everything we needed.
Stayed 3 nights in Nov 2024
Verified

10/10 Excellent

Karen R.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Anniversary Getaway

Michael and Teegan provided a seemless process for check-in. Slight issue with wifi network was resolved quickly. Very comfortable beds and very clean. Nice apartment with cool historic past. Stopped in the speakeasy in the basement of some bank bldg - very hip place. Effingham is doing some really cool things and this place is one of them.
Stayed 2 nights in Sep 2024
Verified

10/10 Excellent

Carolyn D.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Amazing Property - Close to Everything!

We loved staying here for the out-of-town wedding we were attending! The loft was clean and inviting. We loved all the extra amenities that you wouldn't think you needed but did. We were close to restaurants and shopping. The hosts were amazing and so nice - great communication. We had a last-minute request, and not only were they happy to accommodate us, they gave us a better option. We honestly cannot say enough about the space and the hosts. It made the weekend that much more enjoyable. I would highly recommend staying here!
Stayed 2 nights in Jan 2024
Verified

10/10 Excellent

Jaclyn S.

Stayed 2 nights in Dec 2025
Verified

10/10 Excellent

Up North P.

Liked: Cleanliness, check-in, communication, location, listing accuracy
Stayed 1 night in Jul 2025