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3-BDR Direct Waterfront Cottage

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Photo gallery for 3-BDR Direct Waterfront Cottage

A wooden deck with a view of a lake and trees.
A garden with a pond, a gazebo, and various autumn flowers and pumpkins.
A kitchen with dark wood paneling, a clock, wine bottles, glasses, and a chalkboard sign.
A kitchen with white cabinets, a stainless steel sink, a black refrigerator, and a stove.
A two-story house with a front porch, a deck, and a covered outdoor area.

Reviews

9.8 out of 10
Exceptional

Entire home

3 bedrooms2 bathroomsSleeps 61200 sq ft

Popular amenities

  • Kitchen
  • Washer
  • Dryer
  • Pet friendly
  • Air conditioning
  • Outdoor Space

Explore the area

View in a map
Charlotte, NC
  • Place, Lake Wylie
    ‪1 min drive‬
  • Place, U.S. National Whitewater Center
    ‪3 min drive‬
  • Place, Bank of America Stadium
    ‪15 min drive‬
  • Airport, Charlotte, NC (CLT-Charlotte-Douglas Intl.)
    ‪12 min drive‬

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About the neighborhood

Charlotte

Located in Harbor House, this vacation home is adjacent to Catawba River and within a few miles (5 km) of Lake Wylie. The vacation home includes a kitchen, a balcony, and a refrigerator.
View more Vacation Homes in CharlotteOpens in a new window

What's nearby

  • Lake Wylie - 1 min drive - 0.3 miles
  • U.S. National Whitewater Center - 3 min drive - 1.5 miles
  • Bank of America Stadium - 15 min drive - 12.2 miles
  • Spectrum Center - 17 min drive - 13.3 miles
  • Carowinds Theme Park - 18 min drive - 18.9 miles

Getting around

  • Charlotte Station - 20 min drive
  • Charlotte-Douglas Intl. Airport (CLT) - 13 min drive

Restaurants

  • ‪Love's Travel Stop - ‬7 min drive
  • ‪McDonald's - ‬7 min drive
  • ‪Chick-fil-A - ‬7 min drive
  • ‪Culver's - ‬7 min drive
  • ‪Mount Holly Grill - ‬9 min drive

About this property

Entire place

You'll have the entire home to yourself and will only share it with other guests in your party.

3-BDR Direct Waterfront Cottage

Summary:
Located directly on the banks of Lake Wiley this newly remodeled 3-Bedroom, 2-Bath 2-story Cottage (full home) is less than 10 minutes from Historic Downtown Belmont, National Whitewater Center, Daniel Stowe Botanical Gardens and everything Charlotte including the Airport (10 Min.) Uptown Museums/Restaurants/Bars (20 Min.), Concord Mills Mall/Premium Outlet Mall, Charlotte Motor Speedway (30 Min.) NO PARTIES OR EVENTS ARE ALLOWED.

The Space:
THE COTTAGE AT COLD HARBOR FEATURES:
Privacy and Great Atmosphere – Located at the end of a Cul de Sac with water on three sides.
Off-Street, Designated Private Parking for 2 vehicles immediately next to the unit.
Additional Parking in Cul de sac in front of property.
No Hassle Lock Box Access Check In
NO PARTIES OR EVENTS
UNIT AMENITIES -
Sleeps up to Six Guests in 3 Bedrooms. (1 King, 2 Queens)
Two Levels -
Main Level features Living Room, Bedroom, Full Bath and Kitchen with Refrigerator, Range/Oven, Microwave, Keurig Coffee Maker (coffee supplied), All Utensils (Dishes, Glasses, Silverware, Pots and Pans), Washer/Dryer.
Upper Level includes Master Bedroom with walkout deck over looking the river. Second Bedroom, Full Bath, Work Station, Coffee/Beverage Bar with Keurig Coffee maker.
Amazing Views of Catawba River from multiple vantage points including from both the upper and lower decks of The Cottage.
Lower, Covered/Lighted Patio Space with dining/socializing table, charcoal grill.

Need more space? There is an adjoining 2 bedroom Airbnb on the same property. Just ask Mike for more information.
Guest have access to all areas on the grounds including Waterfront Pier and Dock, Disc Golf Basket, Waterfront Fire Pit and Select Kayaks/Paddles (user assumes all risk and agrees to provide own PDF - Personal Flotation Device/Life Preserver).

Guest Access:
A push button key pad is located on the front door. to light up the key pad touch the bottom left corner and it will light up
then put your code in. Please let the lock open fully before trying to open the door. You should receive your code 48 hours before
check in. If you don't receive a code please let me know.

Getting Around:
5 to 10 minutes to Historic Downtown Belmont and Wilkinson Blvd. restaurants and big box stores. 10 minutes to Charlotte Douglas International Airport.

Interaction with Guests:
I hope you enjoy your stay. if you need anything please text or call. If it is after 9PM please call. 704-309-3718 until you get me.
The vacation home is air-conditioned and features a kitchen, 2 bathrooms, and a balcony, and there's space to spread out with 3 bedrooms. Other standard amenities include a washing machine, a coffee maker, and an ironing board.

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Property amenities

Internet

  • Available in the house: WiFi

Parking and transportation

  • Parking on site

Kitchen

  • Coffee/tea maker
  • Cookware, dishware, and utensils
  • Dishwasher
  • Microwave
  • Oven
  • Refrigerator
  • Stovetop

Bedrooms

  • 3 bedrooms
  • Bedsheets provided

Bathroom

  • 2 bathrooms
  • Hair dryer
  • Shower

Entertainment

  • TV with cable/satellite channels

Outdoor areas

  • Balcony
  • Barbecue grill
  • Garden

Laundry

  • Laundry facilities
  • Washing machine

Work spaces

  • Office

Comfort

  • Air conditioning
  • Heating

Pets

  • Pet friendly

Suitability/Accessibility

  • Smoking not allowed

Services and conveniences

  • Iron/ironing board

Safety features

  • Carbon monoxide detector (host has indicated there is a carbon monoxide detector on the property)
  • Smoke detector (host has indicated there is a smoke detector on the property)
  • Fire extinguisher

General

  • Garden
  • Unit size: 1,200 square feet

Policies

Check-in

Check-in time starts at 4:00 PM

Check-out

Check-out before 10:00 AM

Special check-in instructions

You will receive an email from the host with check-in and check-out instructions
Information provided by the property may be translated using automated translation tools

Pets

  • This property welcomes pets
  • Service animals exempt from fees
  • Note from host: Charge may apply

Children and extra beds

Children allowed: ages 0-17

Events

No events allowed

Smoking

Smoking is not permitted

Important information

You need to know

Extra-person charges may apply and vary depending on property policy
Government-issued photo identification and a credit card, debit card, or cash deposit may be required at check-in for incidental charges
Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed
Onsite parties or group events are strictly prohibited
Host has indicated there is a carbon monoxide detector on the property
Host has indicated there is a smoke detector on the property
Safety features at this property include a fire extinguisher
This property is managed through our partner, Vrbo. You will receive an email from Vrbo with a link to a Vrbo account, where you can change or cancel your reservation
  • Check-in: 4:00 PM
  • Check-out: 10:00 AM

We should mention

Details about charges, deposits, or other important information:

  • This property is managed by a professional host. The provision of housing is linked to their trade, business, or profession.
  • Charges for extra guests may apply and vary depending on the property's policy.
  • A cash deposit, credit card, or debit card for incidental charges, as well as a government-issued photo ID, may be required at check-in.
  • Special requests are subject to availability at the time of check-in and can't be guaranteed. Certain requests may come with additional charges.
  • Onsite parties or group events are strictly prohibited.
  • Onsite safety features include a carbon monoxide detector, a fire extinguisher, and a smoke detector.

Property is also known as

65cb71511bc35100293fbf11

Frequently asked questions

What's there to do close to this vacation home?

This vacation home is situated in Harbor House, just steps from Catawba River. You'll also find Lake Wylie and U.S. National Whitewater Center within a short drive.

Is there parking available at 3-BDR Direct Waterfront Cottage?

No, there isn't parking at this vacation home.

Is this vacation home adjacent to a casino?

No, this vacation home is not connected to a casino.

Is there an indoor pool at this vacation home?

No, there is no indoor pool at this vacation home.

What do couples enjoy most about 3-BDR Direct Waterfront Cottage?

Couples staying at this vacation home will value amenities like a kitchen, a kitchen in some house, as well as a garden.

Does 3-BDR Direct Waterfront Cottage have a hot tub?

No, this vacation home doesn't have a spa tub.

Does this vacation home include breakfast service?

No, this vacation home doesn't offer breakfast.

Does this vacation home allow pets to stay for free?

Although pets can't stay for free, they are welcome at this vacation home.

Does 3-BDR Direct Waterfront Cottage have connecting rooms available?

No, this vacation home doesn't feature connecting guestrooms.

Where is the closest airport to this vacation home?

The closest major airport to this vacation home is Charlotte-Douglas Intl. Airport (CLT), which is 6.4 mi away (13 minutes by car). Another top airport is Concord, NC (USA-Concord Regional), which is located 21.7 mi away (27-minute drive).

Are there rooms with balconies at 3-BDR Direct Waterfront Cottage?

Yes, every house at 3-BDR Direct Waterfront Cottage comes with a balcony.

3-BDR Direct Waterfront Cottage Reviews

Reviews

9.8

Exceptional

Rating 10 - Excellent. 63 out of 70 reviews
Rating 8 - Good. 6 out of 70 reviews
Rating 6 - Okay. 1 out of 70 reviews
Rating 4 - Poor. 0 out of 70 reviews
Rating 2 - Terrible. 0 out of 70 reviews

9.8/10

Cleanliness

Reviews

Verified review

8/10 Good

Jonathan K.

Liked: Cleanliness, check-in, communication, location, listing accuracy
Cool spot on lake with excellent parking and privacy.
Stayed 3 nights in Apr 2026
Verified review

10/10 Excellent

Steve F.

Liked: Cleanliness, check-in, communication, location, listing accuracy
Everything was great with our stay.
Stayed 3 nights in Dec 2025
Verified review

10/10 Excellent

Kelly C.

Liked: Cleanliness, check-in, communication, location, listing accuracy
We enjoyed our stay. The house was well stocked and a great place for a girls weekend
Stayed 2 nights in Nov 2025
Verified review

10/10 Excellent

shawn m.

Liked: Cleanliness, check-in, communication, location, listing accuracy
House was perfect for what we needed. The only criticism we have is that there were no cleaning supplies to use after we cooked and wanted to clean up counters, a couple of remotes for tvs had dead batteries, and shower soap was very low and we ran out. But would stay here again.
Stayed 7 nights in Apr 2026
Verified review

10/10 Excellent

Alan S.

Liked: Cleanliness, check-in, communication, location, listing accuracy
The property was pet friendly.
Stayed 5 nights in Nov 2025
Verified review

10/10 Excellent

Tammy G.

Liked: Cleanliness, check-in, communication, location, listing accuracy
Very peaceful and convenient location. Extremely spacious and had everything you would need including lots of extras.
Stayed 2 nights in Sep 2025
Verified review

10/10 Excellent

Billy K.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Weekend in Charlotte

The river cottage was perfect for our family of four.
Stayed 2 nights in May 2025
Verified review

10/10 Excellent

Carlton O.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Family time

We had a great stay at Mike’s property as always!
Stayed 4 nights in May 2025
Verified review

10/10 Excellent

Cindy D.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Christmas vacation

Enjoyed our stay here, went to see the lights at McAidenville.
Stayed 3 nights in Dec 2024
Verified review

10/10 Excellent

Laurel K.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Perfect weekend getaway

We loved the location of the cottage. It was close to everything we wanted to do, but also had a ton of privacy! Everything was very clean and updated and all the beds were comfy! We would 100% stay here again!
Stayed 2 nights in Jan 2023
Verified review

10/10 Excellent

Jody n Jonny w.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Best Stocked VRBO ever!

This property is stocked incredibly. The view of the river is fantastic. We really enjoyed our stay and the amenities!!
Stayed 3 nights in Feb 2023
Verified review

10/10 Excellent

Chris C.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Beautiful property!

Absolutely beautiful property! The views and amenities were awesome! The house is super cute, just what our family needed to be in town for a wedding. Well appointed, peaceful and close to everything we needed. Will definitely stay here again!
Stayed 7 nights in Aug 2023
Verified review

10/10 Excellent

Dawn C.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Amazing time on the river!

This was the perfect location for my family to congregate for Thanksgiving!!! It is so peaceful being by the river. The accommodations were clean, close to the highway and restaurants/stores. Thanks for making our holiday special and would definitely book again when in the area!
Stayed 2 nights in Nov 2024
Verified review

10/10 Excellent

Andrew M.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Comfortable and relaxing

Easy check-in and check-out. Nice, clean property with coffee and even a bottle of wine upon arrival. Thanks for a lovely stay.
Stayed 6 nights in Apr 2023
Verified review

10/10 Excellent

Andy M.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Beautiful Property

I am very grateful we were able to rent such a beautiful location without breaking the bank. It is properties like this that keep me looking at Vrbo during my travels.
Stayed 4 nights in Apr 2023
Verified review

10/10 Excellent

Becky L.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Nice, clean and quiet

We really enjoyed out stay! Place was VERY clean. We all slept well, felt safe and enjoyed being on the water. Thanks so much!
Stayed 2 nights in Aug 2023
Verified review

10/10 Excellent

Rachel F.

Liked: Cleanliness, check-in, communication, location, listing accuracy

AMAZING Stay!!!!

We had the most AMAZING stay at this property!! Thank you for having us and we will be back!!! :)
Stayed 8 nights in Jan 2024
Verified review

10/10 Excellent

Megan K.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Little cottage has big benefits!

My second stay here for an annual work event in the area. Everything you need in the house, and everything to make it feel like a vacation is right outside!
Stayed 4 nights in Sep 2023
Verified review

10/10 Excellent

Pete L.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Awesome

Exactly as described. Awesome place to stay.
Stayed 6 nights in May 2023
Verified review

10/10 Excellent

Cynthia G.

Liked: Cleanliness, check-in, communication, location, listing accuracy

An experience we plan to repeat!!

It was the best experience we have had. Nice , clean and very well stocked . The owner and his wife were lovely. We look forward to staying again next year!!
Stayed 32 nights in Feb 2023
Verified review

10/10 Excellent

Alandus H.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Cottage review

Cottage was in a great out of the way location with great accommodations. Mike was a very responsive host. We enjoyed our stay and will visit again.
Stayed 3 nights in May 2023
Verified review

10/10 Excellent

Charity C.

Liked: Cleanliness, check-in, communication, location, listing accuracy
Beautiful home! Love the outdoor hot tub backyard setting! The home was decorated really well! Very nice appliances! Great location! Front door side door a little confusing when you arrive late at night! Very dark! Bed comfortable! Nice quiet neighborhood!
Stayed 2 nights in Sep 2025
Verified review

10/10 Excellent

Joy G.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Beautiful site; Very reasonable price

If you like sunsets over water, this place is for you. Mike, the owner was very accessible and helpful.
Stayed 3 nights in Dec 2023
Verified review

10/10 Excellent

Verified traveler

Liked: Cleanliness, check-in, communication, location, listing accuracy

The Russell Family

We had a great time. We loved the river, firepit, and the view. Would recommend to anyone.
Stayed 2 nights in Sep 2023
Verified review

10/10 Excellent

Julie W.

Liked: Cleanliness, check-in, communication, location, listing accuracy

Refreshing stay!

We had a wonderful stay at this riverfront location! We enjoyed the outdoor activities on the property- the campfire, kayaks, small island access with a beautiful sunset of the river! Our host Mike made sure our stay was perfect! Communication was great! Highly recommend!
Stayed 3 nights in Mar 2023