Why Buy Travel Insurance?
Travel is one of life's great joys. But even the most carefully planned trip can be complicated by unforeseen events. Whether it's lost luggage, cancelled flights, or a medical emergency, an unexpected mishap can turn a relaxing vacation into a taxing experience. Our goal is to save you money, safeguard your journey, and make your vacation memorable. Visit Allianz Global Assistance online to purchase, modify or cancel a policy, or to file a claim. As always, our Classic Plan* covers kids 17 and under for FREE when they're traveling with a parent or grandparent!
Benefits of Travel Insurance
Coverage provides financial protection for expenses related to trip cancellation or trip interruption caused by a covered reason.
Coverage provides benefits for emergency expenses you incur during the coverage period. This coverage also pays for needed emergency medical transportation services.
Help is just a phone call away with Allianz Global Assistance travel protection. Our staff is available to help you gain access to local resources and information you need to solve a medical, legal or travel-related emergency.
Offers reimbursement to cover additional accommodation and travel expenses due to a delay of at least 6 hours.
Provides you with information about your destination before or during your trip and can help you select restaurants, reserve golf tee times or secure tickets to local events.
Q: Why should I purchase travel insurance?
A: Travel protection insures your prepaid and nonrefundable tickets, accommodations and other travel expenses should an unexpected covered reason cause you to miss your trip. Many travelers who didn't purchase travel insurance have found themselves without recourse and shouldering the expense when the unexpected occurs. Trip protection can also include:
- Reimbursement for unexpected travel expenses you may incur
- Medical and dental benefits in case of medical emergencies
- Arrangement and payment for emergency medical evacuations and repatriations
- 24-hour access to emergency medical referrals and assistance
Q: Who is Allianz Global Assistance?
A: Allianz Global Assistance is a global leader in specialty insurance and emergency assistance services. We are there to help you wherever you may be 24/7/365. We are owned by Allianz S.E., one of the largest companies in the world serving 76 million+ customers in 70 countries. The U.S. operation, one of 28 business units, serves major travel suppliers, health insurers, credit card, and entertainment companies with insurance products, international travel assistance, and concierge services.
Q: What is the satisfaction guarantee?
A: Our satisfaction guarantee allows you up to ten days from the purchase date of insurance to cancel your protection plan and receive a full refund of premium, as long as you haven't already departed on your trip or filed a claim.
Q: Is my travel protection cancelled automatically if I cancel my travel arrangements?
A: No. Please contact Allianz Global Assistance as soon as possible at Allianz Global Assistance online to make any changes and/or cancellations to your travel protection.
Q: If I cancel my trip, will I get all of my money back?
A: Trip cancellation coverage refunds prepaid, nonrefundable payments if you have to cancel your trip for one of the reasons covered by your policy. Covered reasons may include, but are not limited to, the following: sudden medical emergencies, financial default of a covered airline, cruise line or tour operator, bad weather, terrorist incidents, and jury duty. Changing your mind about taking a trip, for example, is not covered. If you cancel your trip for a covered reason, you must notify your travel supplier(s) within 72 hours of the occurrence, otherwise the right to compensation will lapse. Please refer to the terms and conditions of your policy to see which covered reasons are included.
Q: Are existing medical conditions covered?
A: Coverage for existing medical conditions depends on which Allianz Global Assistance travel insurance plan you purchase. This information can be found in the terms and conditions of the policy you are considering purchasing.
Allianz Global Assistance
Allianz Global Assistance is a global leader in specialty insurance and emergency assistance services. We are there to help you wherever you may be 24/7/365. We are owned by Allianz S.E., one of the largest companies in the world serving 76 million+ customers in 70 countries. The U.S. operation, one of 28 business units, serves major travel suppliers, health insurers, credit card, and entertainment companies with insurance products, international travel assistance, and concierge services.
Allianz Travel Insurance plans are underwritten by BCS Insurance Company (OH, Administrative Office: Oakwood Terrace, IL), rated "A-" (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: Richmond, VA), rated "A" (Excellent) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on the insured's state. Allianz Global Assistance and Allianz Travel Insurance are brands of AGA Service Company. AGA Service Company is the licensed producer and administrator of this plan and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage because of the affiliation between AGA Service Company and Jefferson Insurance Company.
PLEASE BE ADVISED: This optional coverage may duplicate coverage already provided by your personal auto insurance policy, homeowner's insurance policy, personal liability insurance policy or other source of coverage. This insurance is not required in connection with the insured's purchase of travel tickets. Plan may not be available in all jurisdictions.
California Residents: This plan contains disability insurance benefits or health insurance benefits, or both, that only apply during the covered trip. You may have coverage from other sources that already provides you with these benefits. You should review your existing policies. If you have any questions about your current coverage, call your insurer or health plan. We are doing business in California as Allianz Global Assistance Insurance Agency, License # 0B01400.
Florida Residents: The benefits of the Policy providing your coverage are governed primarily by the law of a state other than Florida.
New York Residents: The licensed producer represents the insurer for purposes of the sale. Compensation paid to the producer may depend on the policy selected, or the producer's expenses, volume of business, or profitability. The purchaser may request and obtain information about the producer's compensation, except as otherwise provided by law.
Utah Residents: We are doing business in Utah as Allianz Global Assistance Insurance Agency.
*Classic Plan terms, conditions, and exclusions apply. For details, including a complete description of coverage, carefully review the terms and conditions of the plan you’re considering purchasing.