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<p><strong>Why Buy Travel Insurance?</strong><br />

Travel is one of life's great joys. But even the most carefully planned trip can be complicated by unforeseen events. Whether it's lost luggage, cancelled flights, or a medical emergency, an unexpected mishap can turn a relaxing vacation into a taxing experience. </p>

<p>Our goal is to save you money, safeguard your journey, and make your vacation memorable for all of the right reasons.</p>

<p style="clear:both"><a href="#TI" class="familyContentModuleLink">Benefits of Travel Insurance</a> | <a href="#TI" class="familyContentModuleLink">Products</a> | <a href="#FAQs" class="familyContentModuleLink">FAQs</a> | <a href="#AA" class="familyContentModuleLink">Access America</a> </p>

<div><p><strong>Trip Cancellation/Interruption</strong></p>

<p>Coverage provides financial protection for expenses related to trip cancellation or trip interruption caused by a covered reason. </p></div>

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<div><p><strong>Emergency Medical</strong></p>

<p>Coverage provides benefits for emergency expenses you incur during the coverage period. This coverage also pays for needed emergency medical transportation services. </p></div>

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<div><p><strong>24-Hour Assistance</strong></p><p>

Help is just a phone call away with Access America travel protection. Our staff is

available to help you gain access to local resources and information you need to solve a medical, legal or travel-related emergency.</p></div>

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<div><p><strong>Travel Delay</strong></p><p>Offers reimbursement to cover additional accommodation and travel expenses due to a delay of at least 6 hours.</p></div>

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<div><p><strong>Concierge</strong></p><p>

Provides you with information about your destination before or during your trip and can help you select restaurants, reserve golf tee times or secure tickets to local events.</p></div>

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<p><strong>Travel Insurance Products</strong><br />

Orbitz Travel Insurance Services, LLC presents travel insurance provided

by Access America. This is an affordable insurance program that offer a range of protection:</p>

<p></strong>- Airline Ticket Coverage<br />

- Rental Car Coverage<br />

- Trip Coverage<br />

- International Trip Coverage<br />

- Hotel Coverage<br />

- Last Minute Trip Coverage</strong></p>

<p>These products can be added to your purchase during checkout or you can get a quote right now.

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<div><p><strong>What is travel protection?</strong></p></div>

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<div><p>Travel protection is a combination of travel insurance and 24-hour emergency assistance services designed to give you peace of mind when you travel. Whether you are traveling in the U.S. or abroad, you can have peace of mind knowing that you have travel protection through Access America. We offer a variety of products to meet all types of travel needs.</p></div>

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<div><p><strong>Why do I need travel protection?</strong></p></div>

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<div><p>You need travel protection because it lets you travel with a strong sense of security. Travel protection insures your financial investment (up to the amount of your policy limits) should your trip be cancelled or interrupted for a covered reason, and it guards your health in case of medical emergencies. Here are a few of the benefits you'll enjoy:</p>

<p>- Reimbursement of the non-refunded portion of your travel investment if your trip is cancelled   or interrupted for a covered reason<br />

- 24-hour access to emergency medical referrals and assistance<br />

- Reimbursement for unexpected travel expenses<br />

- Protection in case of medical emergencies<br />

- Arrangement of and payment for Emergency medical transportation<br />

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<div><p><strong>Won't my credit card, homeowner's policy, or medical insurance give me the coverage I need when I'm traveling?</strong></p></div>

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<div><p>Not necessarily. You should check these policies before you travel to assess just how you would be covered in case you have an emergency.</p>

<p><em><strong>Credit cards and homeowner's policies</strong></em>. Many credit cards and homeowner's policies don't cover everything you need to protect, including some types of emergencies and trip cancellation/interruption. If they do provide coverage, it's often limited, depending on the type of card you use or the coverage you have with your homeowner's policy.</p>

<p><em><strong>Health insurance</strong></em>. Most health insurance plans don't provide direct payment to foreign hospitals. They may also have deductibles and won't cover the cost of emergency medical transportation.</p>

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<div><p><strong>If I cancel my trip, will I get all of my money back? </strong></p></div>

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<div><p>No. Trip cancellation coverage refunds prepaid, nonrefundable payments if you have to cancel your trip for one of the reasons covered by your policy. Covered reasons include the following: sudden medical emergencies, financial default of a covered airline, cruise line or tour operator, bad weather, terrorist incidents, and jury duty. Changing your mind about taking a trip or having certain business obligations are not covered. If you cancel your trip for a covered reason, you must notify your travel supplier(s) within 72 hours of the occurrence, otherwise the right to compensation will lapse.</p>

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<div><p><strong>What is included under non-refundable costs?</strong></p></div>

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<div><p>Non-refundable costs include the total sum of all of your trip payments that would be forfeited due to cancellation prior to trip departure. Some examples include cruise, tour and airline ticket costs. Be sure to consult your travel coordinator to determine what costs are non-refundable for your particular trip as cancellation policies vary. </p>

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<div><p><strong>Where can I get more information?</strong></p></div>

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<div><p>For more information <a href="http://www.etravelprotection.com/servlet/WASCPure?accam=F027211&csid=E59&pgname=Questions&pgtype=1" target="_blank" class="familyContentModuleLink">click here</a>.</p>

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<p style="margin-left:15px;">Access America is the travel insurance brand of World Access Service Corp. Headquartered in Richmond, Virginia, World Access was founded in 1983 with a mission to provide access to American-style healthcare to those traveling abroad. Today, we employ 700 associates and are a leading provider of travel insurance, corporate assistance, concierge services and more. Our partnerships number in the thousands and include: travel agencies, airlines, resorts, websites, event ticket brokers, corporations, universities, and credit card companies.</p>

<p style="margin-left:15px;">Whenever and wherever you book your travel – look for Access America travel insurance. We work with some of the best brands in the business like AAA, Orbitz, American Airlines, Delta Airlines, Disney Cruise Line, and Best Western. You can even check your wallet for our products. 150 million Visa credit card holders enjoy our insurance benefits and assistance services.</p>

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<p style="margin-left:15px; margin-top:10px"><strong>Benefits are provided through Access America, a division of World Access Service Corp. Insurance coverage is provided under Form No. 52.401 or 52.201 issued by BCS Insurance Company or Form No. 101-C-XX-01 or 101-P-XX-01 issued by Jefferson Insurance Company.</strong></p>

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